2. How quickly can I get approved?
On most deals a credit decision will be determined the same day the application is received.

3. How will I receive contracts and supporting documents to sign?
All paper work is delivered priority fed ex delivery with a return fed ex envelope.

4. Is there a prepayment penalty for paying a loan off early?
No, All boat loans are simple interest with no prepayment penalties.

5. Will my information be secure and safe?
Yes, jboatloans.com uses THAWTE security (web certificates) system which protects all information exchanged via the Internet. More info on thawte go to http://www.thawte.com.

6. What type of information should I have ready?
For all loans over $50,000 you must furnish a PFS (personal financial statement) and most recent 1040's.

7. What type of boat appraisals are used to determine value?
NADA, BUC guides and also NAMS or SAMS certified surveys may be used to determine vessel value.

8. What lenders do you use?
jboatloans.com uses a wide variety of lending sources assuring you the best rate and longest term available.

9. How many lenders will receive my application?
Your credit score determines what lender will view your application. On most occasions one lender will complete your application. Unless you are declined and wish to pursue an alternative lender that may approve lower credit scores.

10. If I have a prior bankruptcy may I still receive financing?
Yes, If you have reestablished credit for at least two years after bankruptcy you should qualify.

11. Does jboatloans.com offer credit repair?
Yes, jboatloans.com does offer a credit repair program. We work with a law firm that specializes in removing derogatory credit from your credit reports.

12. After successfully completing the credit repair program is it possible for me to acquire a boat loan?
Yes, We have had many customers receive loans after completing the credit repair program.

13. Does jboatloans.com offer an affiliate program for dealers?
Yes, jboatloans.com works with a number of dealerships throughout the country.

Contact us if you have any further questions.

1.877.775.2628  service@jboatloans.com